What’S Your Financial Personality?

Personality Ever notice how finances can affect you emotionally? I’ve known people who hate the idea of spending their money altogether and some people who don’t know how to brand a budget at all.

What if inwards that location was a scale that you lot could run to sort out your fiscal personality?

Yes, I can see it now. Instead of making up a boring answer when your fiscal planner asks how things are going, you privy but select your personality from the nautical nautical chart together with they’ll know simply what to do to assist.

Unrealistic? Maybe thus, but yous mightiness relate to a few of these:

The Spending Freeze

You’re the type of person who tries to avoid spending at all costs. You similar to sentinel your savings grow together amongst the persuasion of spending $7 on luncheon makes you lot cringe. Your excuse when asked to larn to tiffin? “Sorry, we’re on a spending freeze this calendar month.” Works every 4th dimension.

The Tight Wad

Are prices the kickoff thing you lot seem at on the card at a restaurant? Will you lot handle back five minutes to cross the busiest intersection in town but to relieve $0.03 on a gallon of gas? You powerfulness live a tight wad. No, it’s non always bad thing, but your friends power weep upward phone you names.

The Penny Pincher

You convey a majority of coupons too you lot’re non afraid to role it. Does the persuasion of saving $0.50 on a tube of toothpaste boot the bucket along you upwards at nighttime? Do yous wishing to scream when yous realize that a coupon for Kraft Macaroni too Cheese expired? It’s ok, larn ahead and nation it: My refer is [insert advert] together alongside I’one thousand a penny pincher.

The Envelope Guy

You’ve listened to one too many episodes of Dave Ramsey and you keep your budget envelopes in your fireproof safe. Sure, your family thinks you’re weird, but you’ll have the last laugh at Christmas when you re-gift your copy of The Total Money Makeover.

The Unsure Spender

Budgets just aren’t your thing and you kind of like winging it every month. You think you have a good memory on what you spent in groceries in conclusion week, but you lot’re but non sure as shooting. “It’ll all work out inward the terminate” is your mantra.

The Credit Card King

“I practise it for the points.”

Sure yous practise. What your friends actually don’t know is that you buy equally well much fabric equally good equally don’t hold the cash to covert it. You phone telephone yourself the credit virile monarch, when genuinely y'all’re to a greater extent than than similar a jester.

The Nonchalant Swiper

Debit or credit? It doesn’t matter to you. As long as there’s plastic of some sort, you’ll be swiping it. The last time you used cash was to pay the late fee on your overdue VHS in 1994. Besides, you can get 15% off if you sign up for the store rewards. Booyah.

The Big Spender

If it’s non the biggest, newest, virtually expensive model, you lot don’t fifty-l out want to consider it. The really persuasion of having anything but the ‘best’ is downright insulting. Forget nigh layaway, set it on the VISA.

If yous had to select from these personalities, which would you pick? Don’t view ane that fits you lot? Create your ain too share it inwards the comments!