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The Best Place To Save Money

Where is the best position to opened a savings account?

I often get asked where the best place is to start a savings account. I think it depends a little bit on your goals, but for immediately the elementary respond is ING Direct.

If you are stocking away a quarter million dollars in your savings account, I wouldn’t recommend them since they do not have the highest interest rates. But they are always competitive with their rates and for most of us a half of a percent difference isn’t going to make much difference. For example, if you have $1000 in the savings account for a whole year a half percent will equal $5. Like I mentioned before, if you have a lot of cash in your savings account I would be looking for the highest interest rate I could find in an FDIC insured bank.

ING is the safest spot to relieve money

Earlier this yr I wrote most a written report that the University of Berkeley, California did. The purpose of the study was to exercise up 1's chief which banks had the highest occurrences of identity theft. They concluded that ING Direct had the fewest incidences of identity theft. HSBC together amongst Bank of America had the highest occurrences.

While preventing identity theft is something that nosotros should travel proactive almost, it is squeamish to know that my banking concern isn’t making it whatsoever easier for the bad guys.

They verbalize English linguistic communication when you lot telephone vociferation up

Don’t get me wrong, after taking four years of Spanish I understand the difficulty of learning a new language. But, I don’t want to have to learn one when I call for help. As we all know a lot of U.S. businesses pick out delegated customer service to other parts of the populace. I have got called ING on a twosome different occasions together amongst guide lead hold had swell experiences together alongside thence far.

They focus on simplicity

One of the most important reasons that ING is my preferred place to preserve money is because they keep it simple. They have a great interface that makes it easy to use bill pay, to send a check, or even to budget. They continuously seek to improve themselves and keep adding new features. At the sake of sounding like a salesman, I offer you 10 to a greater extent than reasons why I dearest ING. 🙂

They turn over bonuses

Yep, they offer $25 to new customers who sign up via a referral email. The only catch is that you have to open the account with at least $250. If you would like a referral, let me know.

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