The 5 Best Dave Ramsey Quotes

I agree upwardly inwards the same hometown as Dave Ramsey, inwards add-on to it seems similar every other somebody I come across hither works for Ramsey Solutions. But my admiration goes beyond my proximity to his habitation business office. I’ve read his books, watched several of his videos, too fifty-l gone through his transformative class of didactics, Financial Peace University.

Dave has a way with words. Over
the years he has come up with some fantastic one-liners — succinct nuggets that
sum upwards much of his wisdom.

These Dave Ramsey quotes had a important touching on on my life, as well as I promise they’ll intend equally much to y'all every chip they concord to me.

Dave Ramsey Quote #1:

“Not until the hurting of the same is greater than the hurting of modify volition you enshroud alter.”

In some ways, it’s a blessing when
things larn so bad that you actually have got got to modify. When things are just okay, it’s
easy to float in mediocrity for a while. It’s not until things really get bad that
you encounter a breaking point. That’s when you can make a major course
correction.

And that’s what happened to
me as well as my fiscal country of affairs.

I was floating in mediocrity. Things
slowly got worse and worse until I hit a breaking point. From there, I began to
do some massive changes.

We all know breaking points like
these often get us to a point where we can actually pray and ask God for help. That’s
when you can really showtime to plough things around.

(Credit to Tony Robbins here: He said something similar to Dave, helping me cast my thinking on the human relationship between pain as good as alter.)

Dave Ramsey Quote #ii:

“You must gain command over your coin, or the lack of it testament forever command yous.”

I spent years of my life non
being in control of my money. My money was in control. It was leading me.

Once I decided I was going to be
in control of my money (though I didn’t have much at all), my life’s trajectory
shifted, moving me in the right direction.

It was just like a snowball. Dave talks about “the debt snowball,” but this was a financial snowball that I started when I began making sound financial decisions. The momentum built over fourth dimension, too it’s been amazing!

Dave Ramsey Quote #3:

“The primal to winning with coin is to alive on less than yous ready. Act your wage! Quit spending similar y'all are inward Congress.”

Particularly in the US, we have no
concept of how to “act our wage.” Acting our wage means this: Spending the
money that we really earn instead of using credit to keep up with our
neighbors’ lifestyle.

Maybe this is a consequence of us non wanting to tell ourselves “no.” I’k non genuinely sure as shooting what the drive is but it’s definitely an epidemic.

However, this is by far the
simplest, however most profound, financial concept you lot terminate e'er implement.

If you just spend less money than
you actually have, you can almost guarantee you are going to be in a good
financial position for the rest of your life. On the other hand, if you
consistently spend more than you earn, like so many of us do, you are going to
be inward job.

There’s just no way around it. It
is going to catch up with you eventually. You can only make that strategy work for
together with so long.

For a deeper dive into this concept, banking company jibe out our video on “The Seesaw Principle” below. It testament instruct you lot how to do wealth together with a secure financial futurity.

Dave Ramsey Quote #4:

“Ever notice that when y'all are broke, everything is an emergency?”

I love this because it is so
painfully true. I’ve been inwards that location. You’ve in all probability been at that topographic point, likewise.

I spent so many years feeling like
my finances were an endless stream of chaos. It came down to the point where I
had no margin. No safety net. If the smallest thing went wrong, it would kickstart
an avalanche of events that would plough into a huge trouble.

Eventually, like so many of us, I discovered that a credit card doesn’t make a great emergency fund. Having a cash emergency fund changes the game.

Follow Dave’s advice. Build an
emergency fund! Have one in place before you start paying off your debt.

Dave Ramsey Quote #v:

“If you hold upward like no ane else, after yous tin terminate final similar no ane else.”

This is one of Dave’s most famous
quotes, and here’s why I love it: Winning with money requires sacrifice,
and it takes fourth dimension.

It’s not rocket science, but it
does require consistency. When you “live like no one else” by practicing
financial discipline, one day, you’ll be able to “live like no one else.” You’ll
find yourself in a much more advantageous financial position, allowing you to
practise some of the things you lot alone dreamed of earlier.

This is part of why we named our website SeedTime. At the maiden of all of your financial journeying, you’re planting seeds, non truly seeing much happening.

It looks small, but after years of
nurturing your money like seedlings, you’ll find yourself in an orchard of
fruit-bearing trees much bigger than you could have imagined.

Did you lot uncovering this article encouraging?

We promise then! If this is your initiatory quaternary dimension hither, welcome!

Here at SeedTime, we do very similar work to Dave. We give you practical tips as good as strategies to set to a greater extent money inwards your steal by helping you lot relieve to a greater extent than, pay off debt, together with ready smarter decisions.

We also talk about timeless Biblical principles and how they apply to the whole equation. If that sounds good to you, be sure to sign upward for our FREE 5-hateful solar 24-hr interval e-Course that volition assistance y'all win with money!

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