Medi-Share Vs. Samaritan Ministries (2019 Review Comparison)

It’s no secret that I have been using Medi-Share for my menage unit of measurement as our health insurance alternative for years. I have got got enjoyed it together with it has saved us a ton of money over the years.

But inwards this video I sit down downward downwardly with a friend of mine who has been a long-fourth dimension Samaritan member together with we compare in addition to contrast the differences betwixt the 2.

So if you lot are looking at a Christian wellness sharing ministry building (or know anyone who power take hold upwardly) this testament definitely aid.

Samaritan Ministries vs. Medi-Share

Bob Lotich: All right, inwards this video, we’re going to rima oris nigh Samaritan Ministries as good as Medi-Share. I am a Medi-Share beau fellow member together with have got got been for ix years. Wes, my skillful friend hither, has been with Samaritan for how many years?

Wes Strunk: Six years.

Bob: Six years. We’re going to portion our experience with both of them, as good as compare together with contrast.

Bob: Wes is a practiced friend. I moved to Nashville, too every unmarried mortal inwards Nashville is a instrumentalist. If yous haven’t been hither, you lot should come upward to visit, because everybody’s a instrumentalist.

Wes: That’s existent true.

Bob: At church, I ran into Wes, and Wes and his wife are musicians. They are actually on tour right now, so you should go check them out. They just recorded this really cool EP called Into the Unknown. If you similar goodness worship music, yous should definitely cheque it out.

How hold y'all enjoyed it?

Bob: All right, thence Wes inward plus to I both learn asked a whole bunch of questions nearly our experiences, his with Samaritan, mine with Medi-Share, as well as we’re just going to acquire through a listing of these questions, together with go from at that topographic betoken.

Bob: All right, so first off, you said you’d been with Samaritan for six years. I’ve been with Medi-Share for nine years. Tell me, in general, how you have felt, and this is more of an overall feeling of satisfaction or dissatisfaction with Samaritan over that time.

Wes: Yeah. I mean, I would say, on a scale of one to 10, probably a nine or a 10. I mean, it’s been an amazing experience. I’m sure we’ll get into a lot of the different needs that we’ve had, but I mean, their name is Samaritan Ministries. I know Medi-Share maybe has ministry building edifice in the name, but it really does feel more like a ministry than anything else. We looked at the financial piece of it as well, on how much the cost was versus traditional healthcare, together with insurance, but I think for us, it was more, at that topographic signal was a for-profit dynamic to insurance, where this genuinely, equally nosotros pray, we saw this lined upward with our convictions for what nosotros consider inwards the scripture, too it has really fulfilled what we thought it would live from the outset.

Wes: It’s rare that yous honour something … You know, usually, if it’s equally goodness practiced to live truthful, too then it’s likewise proficient to suffer truthful, but this really ended upward lining upwards with what nosotros thought it would live, as well as it’s been incredible, honestly. Every measure out of the way has been slap-upwards.

Bob: Yeah. I think, in our illustration …I wouldn’t course of pedagogy them every fleck a ministry edifice. I mean value, l-50 though … It’s sort of a grayness surface expanse to define a trivial bit, but they constituent a lot similar insurance. It feels, inwards a lot of ways, only similar health insurance, but, I hateful, it’s non. They go far genuinely, really clear that it is not wellness insurance. I do think that mightiness alive on a piddling bit of a different thing. Now, that said, in that location are a lot of aspects of it that I think variety of autumn into that category. H5N1 lot of times, when you phone Medi-Share, at the terminate of your telephone telephone telephone telephone, they enquire to pray with yous for whatsoever needs you lot mightiness take take hold. Then, yous hold got opportunities to multifariousness of portion with other members too things similar that but fundamentally it feels rattling similar to insurance for me. I do think that seems to live a petty flake differentiator.

How have got maternity expenses been handled?

Bob: Another thing I want to ask you is, along these lines, you have given birth. Yeah. Two kids, with them, right?W

Wes: Yes, my married adult woman has. She’s incredible, but yeah. We’ve had 2 kids, every bit nosotros’ve been with Samaritan for half-dozen years. We have got got a 3 1/2-twelvemonth-old in improver to a little over 1 1/2 twelvemonth onetime.

Bob: How did that go? How were the maternity expenses as good as all that?

Wes: Yeah, thence our initiatory off, had to become to the NICU for a couplet of nights. What blew my heed was when yous take away hold your infirmary bills, I think our starting time off infant, total bills were 30-35 grand for just infirmary fees. You know, triage, maternity tending, having to get to NICU for ii nights. When you regard that, you’re similar, “okay.” That was really our initiatory large need with Samaritan that we had to per centum, which is the linguistic communication that they utilise. I’k sure plenty Medi-Share uses the same thing. Sharing it amidst the members.

Wes: It’s sort of similar, “Okay, we promise this industrial works life.” I recall, I went to pay with self pay discount, inward improver to I think, I think they slashed xc% of the toll. My understanding from the infirmary where we had our boy, Cade, was it was a storey accuse per unit for a self pay patient. Even if our bills had been to a greater extent than than than that, it nonetheless would’ve been that almost xc% slash accuse per unit of mensuration. When we submitted our need, it was covered inwards total, as well we didn’t pay anything out of steal for that, which was pretty incredible. Our inaugural of all experience was, “Okay, here’s our bills. We had an unexpected NICU visit for some jaundice stuff.” Everything was completely covered. I hateful, literally nothing dollars out of pocket for having our maiden kid.

Bob: Awesome. That’s really skilful. Yeah, thus every bit you know, we take hold ii kids, similar ages, but both of ours nosotros adopted, together with hence nosotros haven’t gone through the actual maternity expenses even so. My married adult woman’s meaning, thence we’ll final doing that soon. In our trial, ane of the overnice things with the adoption was Medi-Share covered, not the entire toll of the adoption, but contributed to it both times, which was squeamish.

Wes: Yeah, that’s amazing.

Bob: Because adoptions are not inexpensive. Anybody who’s ever done it knows, inward add-on to so that was variety of a squeamish perk that they had, but I’k genuinely interested to regard how Medi-Share handles the whole motherhood thing, together with yeah. We’ll have got to written report back on that.

Wes: Yeah, I’one m curious.

Where do monthly premiums acquire sent?

Bob: All right, thus verbalise to me nigh your monthly premiums. I know the verbiage mightiness live on different, but how much are you lot paying per month to live constituent of Samaritan.

Wes: Yeah, Samaritan uses the word share, so your monthly share. Ours is $495. That is for a family. I think they just introduced different coverage tiers. Again, it’s not traditional insurance, but they use that terminology. I think for $300 a month you get a certain deductible, basically. I’m using insurance language, but we understand what that means. Then, we do the $495, which is their upper amount. That’s just what we’ve always done. That deductible is basically, anything over $300 you can share among the people. Then, if you receive a discount through being a self pay patient, they, then, if it’s over $300 discount on what you went in to do … So, if it was $1,000 bill, and they say, “Okay, self pay, that’s going to go $500,” hence that basically waives your deductible, in improver to thus you lot don’t pay whatever money at all.

Bob: Really?

Wes: Out of your ain pocket, yeah. If in that location’s $1,000 in improver to so you have got to pay $1,000, it would encompass $700 of that.

Bob: So at that spot’s incentive for yous to negotiate.

Wes: Yes.

Bob: Because that’s pretty much coming right away dorsum to your purse.

Wes: Yes. They take hold a partner, a 3rd political party, that testament really advocate for you in addition to negotiate for you if you’re non comfortable doing that. I take hold ever done that for Callie as well as myself. I don’t know if it’s a command thing. I don’t think it is, but I similar people, I similar talking to people, thence I have got ever negotiated.

Bob: Well, you’re proficient at it.

Wes: I endeavour to mistaken it every bit much every chip I tin, but that’s really helped. We’ve never … Any 4th dimension we’ve really shared something, nosotros’ve never had to pay whatever out of steal.

Bob: All right, that’s cool. The $300 deductible is per i fourth dimension, per i case?

Wes: Yeah, anything grouped into an lawsuit. Our boy had an eczema breakout. He went to the medico, I think, iii or 4 times, for dissimilar treatments, checking on how to best take attention of it. I think the total bills added upwardly to peradventure $1,000 with dissimilar medications, as well as prescriptions, together with materials. Our discount knocked it downwardly some, together with we shared that, together with that was covered inwards total, therefore no out of pocketbook expenses.

Bob: So all of that rolls upwards into i trial.

Wes: Exactly, yeah.

Bob: Okay, so Medi-Share is very different, in that regard. They have an annual deductible. You know, in our case, we opted for the highest level deductible, because we pretty much just sort of wanted to self-insure every fleck much as possible. We withdraw take hold a $10,000 annual deductible, as good as those conk every fight depression every bit, I think, $1,250, I think mightiness take hold out the lowest i. I’m not really for sure. Yeah, as well as all these details, whatever 4th dimension yous’re watching this video, it’s yesteryear when nosotros recorded it, so they might hold changed. Definitely banking companionship banking concern check the details out with both of them, but these are our experiences as good as our best recollection.

Bob: Anyway, you lot tin lavatory take take hold a much lower deductible. We’ve chosen to have got got a much higher ane. That’s on an annual Blue Planet. Everything before that, we pay out of purse. In our illustration, nosotros genuinely submit stuff to Medi-Share, because nosotros don’t cross that deductible rattling ofttimes. Most of what we pay is just out of pocket. If you had a much lower deductible with them, essentially, 1 fourth dimension y'all cross that annual deductible, everything beyond that is covered.

Bob: Yeah, they’re functioning very, very different, which it makes it really difficult, I think, to kind of compare, you know? Because they’re very different animals depending on what your family’s needs are, and really, how you kind of … your cashflow of your dwelling house theater, as well as how yous handle cash a little fleck, likewise.

Wes: Yeah. What’s your premium with Medi-Share?

Bob: Our premium, right now, with the discount, which I’ll get to in a second, but basically, we’re paying $189 a month. It’s for a family of four, and I think it’s the same family of four and above. Anyway, definitely cheaper, but we have a really high deductible. So the discount, the thing that I just mentioned, is one of the things Medi-Share has that is kind of nice, is they give you a 20% discount off your premiums if you run across sure health guidelines.

Bob: Once a yr, you withdraw hold to submit, I think, your weight, your BMI, likewise your waist circumference, mayhap blood pressure degree. Something similar that. Pretty simple piddling things that you tin lav acquire downwards really apace, together with if yous spill into their good for you criteria, together with thus they’ll knock off 20% of your neb. It’s been a nice perk, because it’s been pretty slowly to bring down the neb past times 20%.

Wes: I didn’t know that. I don’t know how Medi-Share works, but with Samaritan, there’s a certain number of families, and there’s a pool of money that is then used to cover the needs of the people in the ministry. I’m pretty sure it’s based off Acts 2:42-47, where it’s, okay, they all shared, and everything, all their needs were covered. Nobody had any needs. That kind of mentality. The great thing about that is, they have this large pool of money, I don’t know how many millions it is at this point, but if the needs that have been submitted for a month are met in full, and you don’t use all of that money that’s in the pool, they’ll actually discount or prorate your monthly share, because that money wasn’t needed, because it’s non for-turn a profit.

Wes: We’ve had some months where, again, our regular share is $495 for our family, but it’s been $435, $420, because of how that works. There are a lot more intricacies to this, because you lot know, what happens when it goes higher upwards that amount? Well, if at that location’s three months where Samaritan Ministries has a … basically, they tin’t reckon your demand inwards full, they tin privy do xc%, because it’s been over the monthly constituent amount all pooled together, they’ll really do a vote on if people want to increment the monthly amount they pay together with percentage, to together with hence encompass all these needs inwards total.

Wes: Again, all this is on their site, and they do a much better job of explaining this than I can, but we’ve gone through two … or, yeah, two votes since we’ve been there on, “Should we raise the monthly amount to cover the needs?” One happened, I think, when Obamacare went into effect, with just healthcare costs getting higher. It’s a majority vote, so the majority of people in Samaritan Ministries said, “Yeah, we want to raise our monthly amount.” They chose to do this, so that I know when I have an issue, it’s going to be covered in full, versus it live covered fourscore% of the way, if that makes sense.

Bob: Yeah. No, absolutely.

Wes: That’s sort of how they do it, which I appreciate that I have got input, inward add-on to I’1000 informed on the tell of affairs.

Bob: Yeah, that’s cool. Yeah, at that spot have got got been a handful of votes with Medi-Share that we’ve been portion of, together with honestly, none of them take hold got been ones that concerned me enough, or just weren’t things that were genuinely on my radar at all. I think we voted for similar 1 or 2 of them, but anyway, yeah.

Where do yous send your monthly premiums?

Bob: All right, thus following thing up, 1 of the things I want to oral cavity most are the monthly premiums. I think I understand this right, but confirm this for me. With Samaritan, you ship your monthly premiums to another member. Is that correct?

Wes: Yes. Yeah, just. Except for i month of the yr, you lot shipping it to the concern business office to embrace administrative costs. Every beau fellow member of Samaritan is helping comprehend the admin costs in 1 instance a yr, inwards improver to thus the other months are sent directly to a member.

Bob: Okay, thence practically speaking, do they email you as good as give you lot somebody’s address, inwards add-on to so y'all simply write them a cheque or something similar that?

Wes: Yeah, thence you lot acquire a newsletter every month in the post, with actual testimonies inward the newsletter, every fight good every bit prayer requests, inwards improver to the demand that yous’re supposed to go sending your division to. We powerfulness larn, you lot know, for y'all guys, similar, “Come on, Bob as good as Linda had their infant, inward improver to yous demand to ship your $400 to Bob together with Linda Lotich at this address, also ship a annotation of encouragement.” You are supposed to write a handwritten musical notation proverb, “Hey, we’re praying for you.” Our male child Cade, he had a oculus defect when he was born. He had to remove take hold pump surgical physical physical care for at 6 months.

Bob: Oh, wow. I didn’t know nearly that.

Wes: Yeah, which was … I intend, speak good-nigh astronomical price. It was a lot. Basically, half dozen figures. Again, that was covered inwards total. We didn’t pay a dime for that, which was amazing. The crazy constituent was, I took all of the checks that I received for the demand that we had to the depository fiscal establishment to deposit them, together with the teller was asking me, “Did yous just acquire married?” I was similar, “Well, I wish I would hold this when I got married, all these checks.” I said, “No, my male child really had optic surgery, as well as we’re ingredient segmentation of a ministry building where people thus assist accept attending of your needs.” She started crying. My banking concern teller, inwards addition to she wrote downwardly the information, as well as what this ministry is nearly.

Wes: It’s just cool to see how God will even move through you depositing some cash for, you know, things that, obviously, our son having centre surgical performance, it’s an emotional experience, but it was truly cool to persuasion how people inwards Samaritan were praying for us, besides we l-50 got people only encouraging us with, “Hey, we’re praying for Cade to be completely healed.” I intend, I think we received 65 checks for that demand, as well as it was all with a notation of encouragement, or a prayer, or something different.

Bob: That’s truly cool.

Wes: I hold them in a fiddling bulk for Cade when he gets older. It’s been really cool to regard that experience for us, as well as how to hold it with sending it straight to a fellow member.

Bob: All right, so non to, you lot know, plow likewise cynical here, but what happens if somebody doesn’t send the cheque?

Wes: Yeah, that’s fair. We’ve had that take location in i trial, but it was on accident. I just called the concern office, in addition to they do all of the legwork for you lot.

Bob: They have got care of that.

Wes: They take hold tending of it.

Bob: So you don’t take away hold to hound somebody.

Wes: No, and if someone … Part of the agreement, being a member of Samaritan, if you miss a month within a year, you kind of forfeit your membership. There’s an accountability, like, “You’re agreeing to this.” If in that location is a error made where the individual sent the banking company cheque inwards plus to it got lost inwards the post, they’ll redistribute that portion to some other household, together with inward addition to in addition to so hold them, the household that had it lost inward the mail service, if it wasn’t rectified for what I needed, sent to a different demand. There’s accountability there. They hold all of that. I think I made one telephone telephone, together with they had already redirected the part that I was missing to me.

Wes: When you get a demand, or have a need, it’s about a lx xx-4 hours turnaround before you get checks in the mail to cover that, if that makes sense. I don’t know how Medi-Share is, but that’s usually … lx-90 days is the turnaround time.

Bob: Yeah, hence Medi-Share is very, rattling different, only inward terms of we merely ship the money directly to … I think, technically, it’s non to Medishare. It’s to a credit union ceremony task relationship that we hold, that Medi-Share has a power of attorney over. We deposit it into this line of work concern human relationship. We postal service it to this cheque. Honestly, I’ve never l-l seen the concern relationship. Like, other than opening it, I haven’t looked at it ever since, because I know it’s non my coin. Even though my name’s on the line organization human relationship.

Bob: Anyway, thus that money gets sent at that identify, as good as Medi-Share takes aid of everything else. There’s simply non genuinely whatsoever of that at all. Now, I do know that in that location is a newsletter that goes out, where they utter most the people’s needs, in addition to I know some people ship letters as good as cloth, but I experience like yous’re likely getting a lot to a greater extent than in a example similar this.

Who sends the bill to sharing ministry?

Bob: All right. Okay, so this is one thing. In terms of sending the bill to the health plan, so whether that’s Medi-Share or Samaritan, how does Samaritan handle that? You know, so I’m assuming … You said it’s self pay. If you snuff it to the medico’s office, yeah, they’re not going to neb Samaritan, right?

Wes: No.

Bob: I mean … Okay, because you’re going to self pay as good as thence you lot’re going to take attention of that.

Wes: Exactly, yeah. It’s basically like a refund. You go in there, and that’s why they have an advocacy group for you if you need it, but I go in representing my family, work out an agreement, or they give me a standard self pay discount, which is usually crazy, as well as thence I’ll have that, as good as basically as a reimbursement, submit that need. Whenever I’ve done it, I’ve said, “Hey, I’1000 a component of a Christian wellness portion ministry that shares the needs of people inwards the ministry building edifice, so I’ll really pay this inwards cash inwards total, but I demand a 90-100 xx-iv hr menses window.” That’s what I say, fifty-50 though it’s threescore-xc days for Samaritan.

Wes: I’ve never had … I had one hospital give me a little bit of pushback, but I talked to a person high enough in it, where they just want money, and if they’re going to get it, you know, then they’re fine with whatever. If it’s a 4 month delay, that’s non a large deal to them. That’s how it’s handled. You’re sort of representing yourself, as well as you lot tin take them in if yous demand assist.

Bob: Got you lot. All right, thence Medi-Share, that happens occasionally, but to a greater extent than often than non speaking, if you become with an-network Dr. at Medi-Share, those network doctors’ offices typically volition ship a neb right away to Medi-Share. It’s not ever the instance. We’ve encounter some where they don’t. It’s multifariousness of an education thing, where non all these offices are aware even so, besides they don’t truly empathise Medi-Share or whatever.

Bob: In many cases, they volition genuinely pecker Medi-Share for us, thence it’s rattling similar to insurance in that regard, where it’s simply variety of out of our hands. We go to a MD’s line of work concern business office, manus them our bill of fare, they occupation organisation relationship it. Sometimes, they aspect at us similar, “What’s this?” Then, nosotros’ll explain, inwards add-on to they’re constituent subdivision of the PCHS network. I think that’s what the telephone phone is. Any network doctors inwards there, inward theory, they should empathise Medi-Share, as good as that’s not e'er the illustration, but a lot of times it privy role really similar to insurance, where yous manus them your card, they mouth them, as well as you don’t take hold to do anything.

Bob: If you use an out of network doctor, which we do quite often, a lot of times we do it really similar, where we will be self pay. We’ll say, “We’re just going to do self pay,” besides too so nosotros’ll have got that nib ourselves as well as submit it to Medi-Share from there. Yeah, definitely some major differences every bit we’re going through this on how all these things, these ii programs differ.

Wes: Yeah, definitely.

Can yous keep your medico?

Bob: All right, thus along these lines, you know, one of the questions that I acquire asked a lot is, “Can yous proceed the same physician that yous have got?” Like I just alluded to, you know, with Medi-Share anyway, we have a network, a grouping, that makes it easier inwards terms of submitting bills, but you’re welcome to usage any MD you lot want, together with I’m assuming inwards your lawsuit, it doesn’t thing, right?

Wes: Yeah.

Bob: Because it’s completely self pay.

Wes: Yeah, it’s all post-appointment.

Bob: So it only doesn’t thing.

Wes: You tin become, together with therefore you lot don’t have got to think virtually … I actually do similar that. Again, in that location’s a trivial flake to a greater extent than mayhap piece of work on your finish to perhaps submit it, but I mean value value, it’s shape of an opened volume in terms of who you lot become to, which has been groovy.

Are pre-existing conditions covered?

Bob: All right. What other questions do yous larn, that you lot tin displace think of?

Wes: Pre-existing conditions.

Bob: Yeah, you’re right. That 1 comes upward a lot.

Wes: Is a park i, at to the lowest degree, that nosotros get. We joined when nosotros had just gotten married with no kids, hence nosotros didn’t take away take hold whatever ourselves, my husband likewise I. Then, you know, with my boy having a midpoint defect, that’s all at nowadays rolled into the coverage, thence we don’t take hold to worry nigh that. I think if we were to leave of absence of absence as well come back, I don’t know if nosotros would silent be covered. I don’t know just how they grip all that. We haven’t had to manage with all that, but I would definitely human face too regard what their policies are at present on pre-existing conditions condition.

Wes: Then, anything like eyes, teeth, those things, you lot know, dental, that’s outside of their normal orbit of coverage, but Samaritan does allow you to submit a special … We band them special needs. If it’s non covered, or I’ll give you an instance. I had a friend of mine, they were having twins. They really joined Samaritan Ministries mayhap her tertiary month of existence meaning, which I likely wouldn’t recommend doing, because you’re non going to be covered underneath the coverage. I think yous take hold to join 10 months before, which is belike the same for Medi-Share.

Bob: Yeah, I thought both of them are but a little chip before. I don’t know what it is just.

Wes: Even though they weren’t covered, they were able to submit a special need, which is for things outside of the scope of coverage, and what that does is we get a newsletter every month, similar I mentioned before, and I’ll get a thing at the bottom saying, “If you send an additional $20 to this family, everyone who received this in the newsletter, if they send that $20, their need will be covered.” My friend, they had twins, obviously, that’s expensive. There’s NICU visits normally after having twins, because they’re early on. Their bills were a lot, but I think they had belike xl-50% of their clinic neb covered. That’s before their discount, thus they mightiness’ve had 80-90% of their demand covered, besides they weren’t 50-fifty covered under the ministry building building, because people were generous as good as knew the state of affairs. They’ll position a petty blurb inwards at that spot almost what your province of affairs is.

Wes: Anything exterior of the coverage, at that spot is a interplanetary infinite to submit a demand for that, in summation to yous john run that demand until it’s covered inward total if you lot want to. The pre-existing atmospheric condition, at that topographic point definitely are things that get with that. We but didn’t take away hold to care with that personally. I don’t know what Medi-Share’s.

Bob: Yeah, from my research I did on this, is that basically, all of them, you know, and even beyond Samaritan, but both Samaritan and Medi-Share have rules on the pre-existing atmospheric status. I empathise that both of them concealment sure plenty fabric too sure enough circumstances, but they’re genuinely, genuinely specific almost it. This is textile that yous but want to bank check their website to consider also brand for certain that what yous have got is going to terminal covered.

Bob: Now, I do regard all the time, that people are truly frustrated, together with they say, “Well, this isn’t a Christian scheme, because they’re non roofing, yous know, special needs.” I tin lav sympathise the frustration at that topographic dot, but I do … You know, the reality is, is I think if both of these ministries exclusively covered every single 1, I don’t think they’d be.

Wes: Yeah, exactly.

Bob: Because everybody would come upwardly upwards running, besides yeah. It’s a genuinely tough too tricky cast of thing.

Wes: Yeah, for for sure. I mean, they’re offering what they tin offer.

Bob: They’re doing what they tin, and anyway. All right, hence these are a lot of the questions that nosotros’re aware of. If yous take hold whatever other questions, give the sack away in the comments. I testament take hold out around to reply them. Maybe you lot tin swing yesteryear i time inward a patch in summation to reply what you tin tin terminate.

Wes: Yeah, for sure.

How to select the right wellness sharing ministry building for you?

Wes: I think people just need to pray through … If they’re considering what to do. That’s what we do. Pray through where you feel God saying, “This is where you need to plug in.” I think there are pros and cons, but you just pray through this decision, that’s what I enjoin people. There are going to live positives as well as negatives, but you just hold got to pray as well as reckon what God wants you lot to do. Either i’s going to live on a neat pick.

Bob: So much amend than wellness insurance.

Wes: Again, that’s where we really felt like, just personal conviction, this is where we wanted our money going each month. Outside of the premium cost beingness, you lot know, a lot less, l-l with Samaritan, which is plainly higher than what you guys take hold been paying, over ii inward improver to a one-half times, basically, but I think that’s the biggest thing, is only people praying through what to do side yesteryear side, together with together with thence God leading them. Both are going to live on slap-upwards ministries.

Bob: Yeah, I think they’re both a win if you’re comparing it to traditional wellness insurance. In our instance, we saved, it was virtually 50% in i instance nosotros switched from regular health insurance to this. You know, I’K assuming you guys are inwards a similar boat.

Wes: Yeah, it was like twoscore%.

Bob: Where it’s but thence much cheaper.

Wes: Even more now. I couldn’t imagine what our premium would be with … I mean, I had a buddy of mine. His premium was going to be … I think he’s saving 60% if he switches, to what we’re doing, which would be more with Medi-Share, if he just did that. Either one’s going to be a win, especially if you’re wrestling with an actual conviction of the for-profit nature of insurance. Either one is going to help bring some rest and peace to your soul. I think they’re going to be good options.B

Any more than questions?

If you take hold whatsoever other questions sound-nigh either Medishare (CCM) or Samaritan Ministries I recommend checking out their websites for details.

Wes in addition to I did our best to nowadays accurate info to the best of our knowledge (at the fourth dimension of recording) but champaign as members (as well non employees) inwards that location is plenty nosotros don’t know.

So I highly recommend checking out their websites for up-to-appointment info on whatsoever questions you lot mightiness have exact figures of how much it would terms your theatre.

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