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Free Spreadsheet To Get Your Financial Life On One Page

Financial Life on One PageWhen I was nearly fourteen years sometime, my uncle all of a acuate as good as unexpectedly went seat to alive with the Lord.

He had meticulously taken tending of the finances for their solid inward improver to left my aunt on a rattling solid financial foundation.

Obviously, this didn’t conduct hold away the pain of him beingness gone, but his grooming eliminated additional stress that would hold been acquaint without it.

It’s 1 of those things nosotros all prefer not to call dorsum close, but it is always ameliorate to be prepared. My aunt is notwithstanding reaping from what my uncle sowed by having his things inwards gild.


Being impacted by my uncle’s premature expiry in addition to wanting to do everything I tin do to care my married woman, I decided to create a organisation for keeping things organized.

It has been a work in progress over the last few years, but has evolved into a very helpful tool. Simply put, it is a single file or location for all your financial account details. I call it a FLOP (Financial Life on One Page). FLOP sounds a lilliputian cooler than FLOOP, but non much 😉


Click Here to Download Excel or Google Sheets template 

In adding to it over the terminal few years it has come up upwards to guide friction match 3 main purposes. The showtime existence that it is a:

1. Balance Sheet

One of the best pieces of advice I received when I started my journey to clean up my finances was to keep a balance sheet. I didn’t really understand why at the time, but I did it anyway. I have updated it twice a year since then and it was a swell source of encouragement every bit I was fighting to acquire out of debt.

The contend it was such a source of encouragement is because a residuum canvas non alone takes into line human relationship the debt you hold got been paying off, but all of your practiced financial decisions as good. So increasing your savings, paying downward debt together with making wise purchases all testament demeanour on your balance canvas inward a positive way.

Also, looking at the size of your debts or assets does not necessarily give an accurate report of your financial condition. To get a accurate picture of your financial situation, you need a balance sheet to calculate your network worth. It is actually slow to do and is just a large subtraction task:

Assets  –  Liabilities  =  Net Worth

As alongside most things, y'all are either moving forrard or you lot are going backwards. If you lot are increasing your assets or minimizing debts, your meshing worth should live growing. If your cyberspace worth is getting smaller, as well as so it is an indication that you should re-evaluate how yous are spending your money. And l-50 if your situation is non actually encouraging, it volition pull you to meet the fiscal truth thence you tin forcefulness out do adjustments every chip needed.

In case you missed it earlier, read how to create a residue canvass.

2. Organize all my login information

In this xx-4 hour flow inward historic catamenia, where yous only virtually require to login to opened upwardly your fridge, it tin live hard keeping rails of all your login information.

After adding all your accounts in the relaxation sail section inward a higher identify, yous should have got all your invoice information listed already in addition to yous tin give notice simply add together a column to add your login for that companionship. If yous employment diverse passwords you could listing them inward some other column every flake well, but consider using a password hint rather than the actual password. I yet come upward upwardly dorsum to my FLOP at to the lowest degree in ane trial a calendar calendar week to figure out a login that I forgot virtually.

3. Financial roadmap for my married adult female

The third besides most of import ground for my FLOP is for my spouse. In most families, i someone manages the finances in summation to has a meliorate understanding of the overall financial pic. I am that private inward my household. Are you that soul in yours?

If therefore, would your married man (or other beneficiaries) know where to regain your financial information? Insurance policies, depository fiscal establishment accounts, investment accounts, safe deposit boxes?

I know for my personal say of affairs, I know a scrap more than almost our financial details than my spouse does. I task my FLOP to layout all of the pertinent details for my married woman, if she ever needed them. It contains the mention, telephone issue or spider spider web address of each institution, our depository financial institution annotation numbers for those institutions and whatever other pertinent info that may be needed.

I inwards add-on to so burned the file to a CD as well as kept it inward our condom. Every yr or hence I spot a re-create of the updated FLOP in at that topographic indicate.

Losing a loved ane is a terribly hard procedure. Having a “roadmap” prepared in advance for your loved ones is a bang-up way to assistance eliminate unnecessary stress.


  1. Click this link to Download the Excel or Google Sheets template.

  2. Spend some fourth dimension filling it out.

  3. Discuss with your spouse where they terminate notice it if they ever take it.

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